The Problem
Why this matters.
Pakistani courier remittances are frequently short-paid, delayed, or miscalculated — and most stores don't have a systematic way to audit what they've actually received versus what they're owed. Under Finance Act 2025, WHT tracking adds another layer of complexity.
How It Works
1
Expected settlements calculated
Based on delivered orders and their COD values, Courierify calculates exactly what each courier should remit — net of their service charges and COD fees.
2
Upload courier remittance data
When you receive a remittance from a courier, upload their settlement report. Courierify matches it against expected amounts order by order.
3
Discrepancies flagged automatically
Any difference between expected and received amounts is flagged with the specific order(s) causing the discrepancy — giving you the evidence to follow up with the courier.
Key Benefits
What you gain.
Finance Act 2025 compliance
2% WHT on courier remittances is tracked and reported in a format compatible with Pakistani tax filing requirements.
Catch short payments
Systematic reconciliation catches courier underpayments that would otherwise go unnoticed and unrecovered.
Per-order and aggregate views
Drill down to see which specific orders are in a disputed remittance, or view aggregate settlement performance per courier.
Pakistani bank reconciliation
Settlement reports formatted for reconciliation with Pakistani banking systems, including HBL, MCB, and Meezan Bank formats.
FAQ
Common questions about COD Settlement Reconciliation.
Pakistan's Finance Act 2025 requires logistics companies to deduct 2% Withholding Tax (WHT) from COD remittances before paying merchants. Courierify tracks this deduction per settlement and generates the documentation needed for annual tax reconciliation.
COD settlement reconciliation is a Pro plan feature.
For couriers that provide structured remittance data (spreadsheet or API), Courierify can match automatically. For others, you can manually upload their remittance report for matching.
Courierify produces a per-order reconciliation report that shows exactly which delivered orders are included and which are missing from the remittance — providing the documentation needed for courier dispute resolution.